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Tools
Natural hazard & catastrophe modelling
7 tools compared: how each is priced, where it runs, and what to consider instead.
| Tool | Pricing model | Free tier | Open source |
|---|---|---|---|
| Fathom Global flood-risk data and modelling provider whose Global Flood Cat model covers fluvial, pluvial and coastal flood perils worldwide. | Quote only | No | No |
| FEMA National Risk Index Free federal tool giving every US county and census tract a 0–100 composite risk score across 18 natural hazards. | Free | Yes | No |
| JBA Risk Management Employee-owned flood-risk science firm providing global flood maps, catastrophe models and portfolio risk analytics. | Quote only | No | No |
| Karen Clark & Company Boston-based catastrophe modelling firm whose RiskInsight platform prices hurricane, earthquake and severe-storm risk. | Quote only | No | No |
| One Concern AI-driven resilience platform that models infrastructure-dependent physical risk from natural disasters. | Quote only | No | No |
| USGS Earthquake Hazards Program Free federal program providing real-time earthquake data and probabilistic seismic hazard maps for the US and its territories. | Free | Yes | No |
| Verisk Extreme Event Solutions Catastrophe modelling division (formerly AIR Worldwide) providing probabilistic loss models for insurers and reinsurers. | Quote only | No | No |