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Personal Finance
Budgets, credit scores, net worth and the apps that track them.
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These Credit Cards Can Save You Thousands -- and They Don't Even Earn Rewards. Here's How
2+ hour, 56+ min ago (768+ words) Published on Sept. 20, 2026 The credit card that saves you the most money isn't always the one with the flashiest perks or earning rates. Sometimes it's the one that has no earning rates whatsoever. Take the three cards below, for example....
Missed???431 on credit card bill, charged???30,000 interest; know the consequences of not making the full payment
7+ hour, 30+ min ago (512+ words) An Reddit user recently shared their experience on the social media platform, claiming that they were charged hefty finance charges after falling short on their credit card payment by just ₹431. The incident highlights how even a small unpaid amount on…...
Credit card utilisation: Does the 30% rule apply to each card or all cards combined?
11+ hour, 43+ min ago (425+ words) Credit utilisation rate refers to the percentage of your available credit limit that you are using at a given time. It is calculated by dividing your outstanding credit card balance by your total available credit limit. For example, using ₹50,000 against…...
So Your Credit Score Hit 800? Here Are the 3 Cards You Should Apply for Next
1+ day, 3+ hour ago (838+ words) Published on Sept. 19, 2026 Crossing into the 800s bumps you into the "exceptional" credit tier, and that's a real financial superpower. The average credit score in the U.S. is 714, and only about 24.8% of people reach the 800-to-850 range, according to Motley Fool Money…...
Don’t Leave Money on the Table: Making the Most of Discover’s Q4 Categories
1+ day, 1+ hour ago (646+ words) Discover recently announced its 5% cash back categories for the fourth quarter, including a new category. Learn how much you can save. The holidays are right around the corner. And with gas prices remaining ulcer-inducing, getting a head start on your…...
Car loan rates start at 7.35% in September 2026: Check SBI, BoB, Bank of India, and other PSU bank offers
1+ day, 7+ hour ago (516+ words) Are you an aspiring car buyer in this festive season? Are you planning to finance your purchase? If that is the case, you should be clear that the applicable interest rate on your car loan can make all the difference…...
The best retirement advice you can give your friends
1+ day, 18+ hour ago (862+ words) September 19, 2026 — 5:00am Have you ever been at a weekend barbecue listening to Robert in the corner tell you about how he really could retire now, at 54, and head off caravanning around the country. You nod politely, quietly shudder, look inward and…...
Why your credit score can drop despite paying every EMI on time
1+ day, 20+ hour ago (91+ words) | It's advisable to keep credit usage below 30% | Inshorts Inshorts Why your credit score can drop despite paying every EMI on time Paying every EMI on time does not guarantee a stable credit score. According to Mint, high credit-card utilisation, multiple…...
Dave App Review: How It Works, Fees and Is It Worth It?
3+ day, 9+ hour ago (1599+ words) Dave is a cash advance app that offers eligible users advances of up to $500 with no hard credit check or interest. Membership costs up to $5 per month, and each advance comes with an ExtraCash service fee of $5 or 5% of the…...
Employers ramp up scrutiny of benefits ROI: Report
2+ day, 2+ hour ago (433+ words) Employers are taking a closer look at whether their benefits programs are delivering value, even as many workers remain underprepared for longer-term financial decisions. Sixty-five percent of employers now measure the return on investment of their benefits offerings, which is…...