Personal Finance tools

10 tools filed under Personal Finance. Open a profile for verified pricing, features and alternatives.

Personal finance analytics

Tool Pricing model Free tier Open source
Actual Budget Open-source, self-hostable zero-based budgeting app with local-first data and an optional hosted sync server. Open source + paid Yes Yes
Copilot iOS-first personal finance app with linked-account budgeting, net worth, and investment tracking and a native, ad-free design. Subscription No No
Empower Personal Dashboard Free linked-account net worth, retirement, and investment-fee analysis tool offered as a lead-in to Empower's paid advisory service. Free Yes No
Firefly III Free, self-hosted personal finance manager with double-entry accounting, budgets, and reporting, run entirely on infrastructure you control. Open source + paid Yes Yes
Ghostfolio Open-source portfolio-tracking and wealth-management app, self-hostable for free or usable through an official paid cloud version. Free tier + paid Yes Yes
Lunch Money Independent, API-friendly budgeting app for linked accounts, crypto, and multi-currency spending, built for power users and developers. Subscription No No
Monarch Money Subscription personal finance app that links bank, credit, and investment accounts for budgeting, net worth, and goal tracking. Subscription No No
Quicken Simplifi Linked-account budgeting and spending-plan app from Quicken, positioned as a simpler, cloud-based alternative to desktop Quicken. Subscription No No
Tiller Spreadsheet-native budgeting tool that auto-feeds linked bank and investment data into Google Sheets or Excel templates. Subscription No No
YNAB Zero-based budgeting app that assigns every dollar a job, with linked accounts, goal tracking, and shared household budgets. Subscription No No