Personal finance analytics · Lunch Money
Lunch Money
Independent, API-friendly budgeting app for linked accounts, crypto, and multi-currency spending, built for power users and developers.
Lunch Money is a budgeting and net-worth app that links bank, credit, investment, and cryptocurrency accounts and adds native multi-currency support, making it a fit for people who travel, hold foreign-currency accounts, or hold crypto alongside traditional assets. It offers category budgeting, recurring-transaction detection, and net-worth tracking through a web app, with a documented public API and support for manual CSV import for accounts that cannot be linked directly. It is built and run independently rather than by a large finance company, which the vendor markets as a reason for tighter, less ad-driven product decisions. Lunch Money is cloud-hosted only, subscription-funded, and aimed at technically comfortable users who want scriptable access to their financial data rather than a closed consumer app.
At a glance
| Vendor | Lunch Money |
|---|---|
| Pricing model | Subscription |
| Free tier | No |
| Deployment | Cloud |
| Open source | No |
| Best for | Multi-currency, crypto-holding, or developer-minded users who want API access to their budgeting data. |
Pricing
Paid monthly or annual subscription with a free trial period; no permanent free tier.
Pricing has not been verified yet — see the vendor's site.
Features
- Linked bank, credit, and investment account aggregation
- Native multi-currency support
- Cryptocurrency account tracking
- Category budgeting and recurring-transaction detection
- Net worth tracking
- Manual CSV import for unsupported accounts
- Public developer API
Integrations
Profile last reviewed September 21, 2026