Personal finance analytics · Quicken Inc.

Quicken Simplifi

Linked-account budgeting and spending-plan app from Quicken, positioned as a simpler, cloud-based alternative to desktop Quicken.

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Quicken Simplifi is a cloud and mobile budgeting app that links bank, credit, and investment accounts to build a personalized spending plan, track upcoming bills, and project cash flow against savings goals. It shows net worth over time, customizable spending watchlists by category or merchant, and multi-currency support, and is built as a lighter, web-native companion to Quicken's long-standing desktop personal finance software rather than a replacement for it. Simplifi is subscription-only with no free tier and no self-hosted option; it runs entirely in Quicken's cloud with web, iOS, and Android clients that sync automatically. It suits people who want ongoing spending-plan guidance and bill tracking without the complexity of double-entry desktop accounting.

At a glance

Vendor Quicken Inc.
Pricing model Subscription
Free tier No
Deployment Cloud
Open source No
Best for People who want an ongoing, cloud-based spending plan and bill tracker without the complexity of desktop Quicken.

Pricing

Single subscription plan billed annually, frequently offered at a promotional first-year discount off the standard monthly-equivalent rate.

Plan Price Notes
Simplifi $3.99/month billed annually (promotional), standard $6.99/month billed annually promotional rate for new memberships only, time-limited offer

Prices read from the vendor's own page on September 21, 2026. Vendors change prices; check the source before you budget.

Features

  • Linked bank, credit, and investment account aggregation
  • Personalized spending plan and cash-flow projection
  • Bill tracking and upcoming-payment alerts
  • Customizable spending watchlists by category or merchant
  • Net worth tracking
  • Savings goal tracking
  • Multi-currency support

Integrations

Profile last reviewed September 21, 2026

Alternatives

Monarch Money Subscription personal finance app that links bank, credit, and investment accounts for budgeting, net worth, and goal tracking. YNAB Zero-based budgeting app that assigns every dollar a job, with linked accounts, goal tracking, and shared household budgets. Copilot iOS-first personal finance app with linked-account budgeting, net worth, and investment tracking and a native, ad-free design. Actual Budget Open-source, self-hostable zero-based budgeting app with local-first data and an optional hosted sync server.

Quicken Simplifi in the index now

Terms to know

Net worth tracking Periodically totaling personal assets minus liabilities to see how one's overall financial position changes over time.

Related guides

How to choose a personal finance app Envelope budgeting, linked-account dashboards, spreadsheet feeds and self-hosted ledgers solve money tracking differently — pick the method first.