Moody's RMS alternatives

3 tools to consider instead of Moody's RMS, shown against it.

Moody's RMS Verisk Cotality Cape Analytics
Vendor Moody's Corporation Verisk Analytics, Inc. Cotality (formerly CoreLogic) Cape Analytics, Inc.
Pricing model Quote only Quote only Quote only Quote only
Free tier No No No No
Deployment Cloud Cloud Cloud Cloud
Open source No No No No
Best for Insurers, reinsurers and ILS investors quantifying catastrophe and climate risk across a portfolio. P&C insurers and reinsurers that need third-party risk data and analytics to underwrite and price policies. Insurers and lenders needing parcel-level property and hazard data for underwriting and valuation. P&C underwriters and lenders who need imagery-based property risk data at the point of underwriting.
Pricing

Enterprise licensing by model peril, region and exposure volume; not published.

Pricing has not been verified yet — see the vendor's site.

Data licensing and analytics access priced per dataset, volume and use case; not published.

Pricing has not been verified yet — see the vendor's site.

Data licensing priced by dataset, coverage area and volume; not published.

Pricing has not been verified yet — see the vendor's site.

Enterprise licensing per property lookup or portfolio volume; not published.

Pricing has not been verified yet — see the vendor's site.

Features
  • High-definition catastrophe models (hurricane, earthquake, flood, wildfire)
  • Climate change scenario and physical-risk analytics
  • Exposure management and portfolio risk aggregation
  • Casualty and cyber risk modeling modules
  • Intelligent Risk Platform for cloud-based model deployment
  • Event response services after major catastrophes
  • Proprietary property and casualty claims databases (ISO ClaimSearch)
  • Catastrophe and weather-risk data feeds
  • Underwriting and rating rules content (ISO lines)
  • Auto and property claims fraud and subrogation analytics
  • Predictive scoring models for underwriting risk
  • Regulatory and compliance content for insurance filings
  • Property-level parcel and ownership data across U.S. markets
  • 30-year environmental and hazard risk forecasts (Hazard HQ)
  • Automated valuation models and home-price forecasting
  • Address verification and property data quality tools
  • Underwriting and catastrophe risk data feeds for insurers
  • Real-time hurricane and disaster tracking
  • Computer-vision roof condition and age assessment
  • Vegetation and wildfire defensible-space scoring
  • Property characteristic detection from aerial/satellite imagery
  • Commercial property risk assessment
  • Bulk portfolio risk monitoring for lenders and investors
  • API delivery into underwriting workflows

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