Insurance analytics · Cape Analytics, Inc.

Cape Analytics

Geospatial imagery and computer-vision platform that scores individual property roof condition, vegetation and wildfire risk for insurers.

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Cape Analytics uses computer vision on aerial and satellite imagery to assess individual property characteristics, roof condition and age, vegetation proximity, pool presence, wildfire defensible space, at the point of underwriting, rather than relying on self-reported applicant data. Home and commercial insurance underwriters use it to match rate and coverage to actual property risk, while home-equity lenders and real estate investors use the same imagery-derived data for valuation and portfolio risk monitoring. It is narrower and more property-specific than Cotality or Moody's RMS: those aggregate broad parcel and catastrophe datasets, while Cape Analytics produces a computer-vision assessment of one property at a time, delivered via API into an insurer's underwriting workflow.

At a glance

Vendor Cape Analytics, Inc.
Pricing model Quote only
Free tier No
Deployment Cloud
Open source No
Best for P&C underwriters and lenders who need imagery-based property risk data at the point of underwriting.

Pricing

Enterprise licensing per property lookup or portfolio volume; not published.

Pricing has not been verified yet — see the vendor's site.

Features

  • Computer-vision roof condition and age assessment
  • Vegetation and wildfire defensible-space scoring
  • Property characteristic detection from aerial/satellite imagery
  • Commercial property risk assessment
  • Bulk portfolio risk monitoring for lenders and investors
  • API delivery into underwriting workflows

Integrations

Profile last reviewed September 21, 2026

Alternatives

Cotality Property data and analytics provider supplying parcel, hazard, valuation and claims data insurers use for underwriting and catastrophe risk. Moody's RMS Catastrophe risk modeling platform quantifying hurricane, earthquake, flood, wildfire and climate risk for insurers, reinsurers and ILS investors. Verisk Data and analytics provider supplying property, claims, underwriting and catastrophe risk datasets that insurers use to price and manage risk.

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Terms to know

Predictive analytics Analytics that uses historical data and statistical models to estimate what is likely to happen next. Anomaly detection Identifying data points or patterns that deviate significantly from expected or normal behavior. Computer vision A field of AI that trains models to interpret and extract information from images and video, such as detecting objects or faces.

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