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Ghostfolio alternatives
4 tools to consider instead of Ghostfolio, shown against it.
| Ghostfolio | Firefly III | Empower Personal Dashboard | Actual Budget | Quicken Simplifi | |||
|---|---|---|---|---|---|---|---|
| Vendor | Ghostfolio | Firefly III (open source project) | Empower (Empower Annuity Insurance Company of America) | Actual Budget (open source project) | Quicken Inc. | ||
| Pricing model | Free tier + paid plans | Open source + paid options | Free | Open source + paid options | Subscription | ||
| Free tier | Yes | Yes | Yes | Yes | No | ||
| Deployment | Cloud, Self-hosted | Self-hosted | Cloud | Cloud, Self-hosted | Cloud | ||
| Open source | Yes (AGPL-3.0) | Yes (AGPL-3.0) | No | Yes (MIT) | No | ||
| Best for | Investors who want open-source, privacy-controlled portfolio analytics and are comfortable choosing between self-hosting and a paid managed instance. | Technically comfortable users who want full control of a double-entry budget on their own infrastructure with no subscription. | Investment-focused households who want free portfolio and retirement analytics, with the option of paid managed advisory services. | Privacy-conscious, self-hosting-comfortable users who want YNAB-style envelope budgeting without a subscription or third-party data custody. | People who want an ongoing, cloud-based spending plan and bill tracker without the complexity of desktop Quicken. | ||
| Pricing | Self-hosted core is free and open source; an official hosted 'Ghostfolio Premium' cloud plan is paid. Pricing has not been verified yet — see the vendor's site. | Free, open-source software with no official hosted offering; cost is limited to the server the user runs it on. Pricing has not been verified yet — see the vendor's site. | The Personal Dashboard tools are free; Empower charges asset-based advisory fees only for clients who opt into its separate managed portfolio service. Pricing has not been verified yet — see the vendor's site. | Free, open-source software; self-hosting costs only the user's own server or third-party host fees, with no vendor subscription. Pricing has not been verified yet — see the vendor's site. | Single subscription plan billed annually, frequently offered at a promotional first-year discount off the standard monthly-equivalent rate.
Prices read from the vendor's own page on September 21, 2026. Vendors change prices; check the source before you budget. | ||
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