Ghostfolio alternatives

4 tools to consider instead of Ghostfolio, shown against it.

Ghostfolio Firefly III Empower Personal Dashboard Actual Budget Quicken Simplifi
Vendor Ghostfolio Firefly III (open source project) Empower (Empower Annuity Insurance Company of America) Actual Budget (open source project) Quicken Inc.
Pricing model Free tier + paid plans Open source + paid options Free Open source + paid options Subscription
Free tier Yes Yes Yes Yes No
Deployment Cloud, Self-hosted Self-hosted Cloud Cloud, Self-hosted Cloud
Open source Yes (AGPL-3.0) Yes (AGPL-3.0) No Yes (MIT) No
Best for Investors who want open-source, privacy-controlled portfolio analytics and are comfortable choosing between self-hosting and a paid managed instance. Technically comfortable users who want full control of a double-entry budget on their own infrastructure with no subscription. Investment-focused households who want free portfolio and retirement analytics, with the option of paid managed advisory services. Privacy-conscious, self-hosting-comfortable users who want YNAB-style envelope budgeting without a subscription or third-party data custody. People who want an ongoing, cloud-based spending plan and bill tracker without the complexity of desktop Quicken.
Pricing

Self-hosted core is free and open source; an official hosted 'Ghostfolio Premium' cloud plan is paid.

Pricing has not been verified yet — see the vendor's site.

Free, open-source software with no official hosted offering; cost is limited to the server the user runs it on.

Pricing has not been verified yet — see the vendor's site.

The Personal Dashboard tools are free; Empower charges asset-based advisory fees only for clients who opt into its separate managed portfolio service.

Pricing has not been verified yet — see the vendor's site.

Free, open-source software; self-hosting costs only the user's own server or third-party host fees, with no vendor subscription.

Pricing has not been verified yet — see the vendor's site.

Single subscription plan billed annually, frequently offered at a promotional first-year discount off the standard monthly-equivalent rate.

Simplifi $3.99/month billed annually (promotional), standard $6.99/month billed annually

Prices read from the vendor's own page on September 21, 2026. Vendors change prices; check the source before you budget.

Features
  • Stock, ETF, and cryptocurrency portfolio tracking
  • Performance and time-weighted return metrics
  • Asset-allocation and sector/region exposure breakdowns
  • Investment fee-impact analysis
  • Self-hosted via Docker with PostgreSQL
  • Official hosted 'Ghostfolio Premium' cloud option
  • Multi-currency support
  • Data export
  • Double-entry account bookkeeping
  • Budgets, bills, and recurring transaction tracking
  • Reports and charts on spending and net worth
  • CSV and open-banking (Nordigen/GoCardless) import via companion importer
  • Multi-currency support
  • Rule-based transaction automation
  • REST API for custom integrations
  • Self-hosted via Docker or a PHP/MySQL stack
  • Linked bank, credit, loan, and investment account aggregation
  • Net worth and cash-flow tracking
  • Retirement planner with scenario projections
  • Investment checkup and asset-allocation analysis
  • Investment fee analyzer
  • Portfolio performance and holdings view
  • Budgeting and spending categorization
  • Zero-based, envelope-style budgeting
  • Local-first storage with end-to-end encrypted sync
  • Self-hosted sync server (Docker/Node.js) or third-party hosting
  • Bank-linked import in supported regions, manual CSV import elsewhere
  • Multi-device sync
  • Budget and spending reports
  • Multi-currency support
  • No account required to use the desktop app standalone
  • Linked bank, credit, and investment account aggregation
  • Personalized spending plan and cash-flow projection
  • Bill tracking and upcoming-payment alerts
  • Customizable spending watchlists by category or merchant
  • Net worth tracking
  • Savings goal tracking
  • Multi-currency support

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