First Street alternatives

3 tools to consider instead of First Street, shown against it.

	First Street	Jupiter Intelligence	Climate X	Moody's Climate on Demand
Vendor	First Street	Jupiter Intelligence, Inc.	Climate X Ltd	Moody's Corporation
Pricing model	Quote only	Quote only	Quote only	Quote only
Free tier	Yes	No	No	No
Deployment	Cloud	Cloud	Cloud	Cloud
Open source	No	No	No	No
Best for	US real estate platforms, lenders and insurers needing property-level climate risk scores at parcel resolution.	Banks, insurers and real-asset investors needing asset-level physical climate risk scores for underwriting and disclosure.	Financial institutions needing global, not US-only, asset-level physical climate risk data for stress-testing.	Insurers and lenders already in the Moody's data ecosystem needing global physical risk screening.
Pricing	The public Risk Factor lookup tool is free; commercial API and bulk data licensing is priced by quote. Pricing has not been verified yet — see the vendor's site.	Enterprise data licensing by quote; not published. Pricing has not been verified yet — see the vendor's site.	Enterprise data licensing by quote; not published. Pricing has not been verified yet — see the vendor's site.	Enterprise data licensing by quote; not published. Pricing has not been verified yet — see the vendor's site.
Features	Property-level Flood, Fire, Heat, Wind and Air Factor scores 30-year risk projections under changing climate scenarios Free public Risk Factor lookup tool API and bulk data licensing for real estate and finance Coverage across all US properties Peer-reviewed modeling methodology	Asset-level multi-peril climate risk scoring (ClimateScore Global) Scenario-based projections across multiple time horizons Financial translation of physical risk (MetricEngine) Portfolio and entity-level risk modeling Adaptation ROI modeling Regulatory disclosure support (Compliance Hub) API access for embedding risk scores	Asset-level global physical hazard scoring (Spectra) Multiple emissions scenario and time-horizon modeling Portfolio stress-testing for financial institutions API and platform access Regulatory disclosure support aligned to TCFD Published, transparent modeling methodology	Global property and location-level hazard scoring Multiple perils: flood, heat, hurricane, sea level rise, water stress, wildfire Scenario analysis across emissions pathways Portfolio-level aggregation and screening Web application and data licensing options Backed by Moody's RMS catastrophe modeling capabilities

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