Climate risk analytics · Climate X Ltd
Climate X
UK physical climate risk platform (Spectra) covering global asset-level hazard scoring for finance and real estate.
Climate X is a London-based climate risk analytics provider whose Spectra platform models physical hazards -- flood, subsidence, heat, wildfire, wind and drought -- at the asset level on a global rather than single-country basis. Banks, insurers and real estate investors use it for underwriting, portfolio stress-testing and TCFD-aligned regulatory disclosure, accessing scores through a platform interface or API. Climate X publishes methodology documentation intended to withstand regulatory scrutiny, which along with its global (not just US or UK) coverage differentiates it from providers whose datasets are concentrated in a single market, positioning it alongside Jupiter Intelligence and Moody's Climate on Demand for financial institutions needing worldwide coverage.
At a glance
| Vendor | Climate X Ltd |
|---|---|
| Pricing model | Quote only |
| Free tier | No |
| Deployment | Cloud |
| Open source | No |
| Best for | Financial institutions needing global, not US-only, asset-level physical climate risk data for stress-testing. |
Pricing
Enterprise data licensing by quote; not published.
Pricing has not been verified yet — see the vendor's site.
Features
- Asset-level global physical hazard scoring (Spectra)
- Multiple emissions scenario and time-horizon modeling
- Portfolio stress-testing for financial institutions
- API and platform access
- Regulatory disclosure support aligned to TCFD
- Published, transparent modeling methodology
Profile last reviewed September 21, 2026