Stripe Sigma alternatives

3 tools to consider instead of Stripe Sigma, shown against it.

Stripe Sigma Stripe Radar Pagos Modern Treasury
Vendor Stripe Stripe Pagos, Inc. Modern Treasury
Pricing model Usage-based Usage-based Free tier + paid plans Quote only
Free tier No Yes Yes No
Deployment Cloud Cloud Cloud Cloud
Open source No No No No
Best for Finance and analytics teams who want ad hoc SQL reporting on Stripe data without standing up a warehouse. Merchants on Stripe who need automated fraud screening and dispute reduction without a separate fraud vendor. Merchants running multiple payment processors who want one analytics view across all of them. Finance and payments-ops teams needing reconciliation and cash-movement visibility across bank rails.
Pricing

Monthly base fee scaled by successful-charge volume, plus a per-charge overage rate once the plan's included volume is exceeded.

Starter $10-15/month
Growth $60/month
Pro $225/month
Enterprise $450/month

Prices read from the vendor's own page on September 21, 2026. Vendors change prices; check the source before you budget.

Radar Lite is included free with Stripe Payments; full Radar is billed either per screened transaction or a flat monthly fee.

Pay-as-you-go from $0.05/screened transaction
Pay monthly from $10/month

Prices read from the vendor's own page on September 21, 2026. Vendors change prices; check the source before you budget.

Free tier for a single processor connection and limited monthly transactions; paid tiers add processor connections, volume and AI features.

Free $0/month
Growth $1,000/month
Enterprise custom

Prices read from the vendor's own page on September 21, 2026. Vendors change prices; check the source before you budget.

Platform access fee plus usage-based fees per payment rail (ACH, wire, RTP/FedNow, card, check), applied against an annual minimum commitment; no published figures.

Checked on the vendor's own page on September 21, 2026: no prices are published. Expect to be quoted.

Features
  • SQL query editor over live Stripe data
  • Prebuilt query templates for common reports
  • Scheduled reports and email delivery
  • Export to CSV and Google Sheets
  • Query history and saved queries
  • Access controls for who can run queries
  • Included free with Stripe Data Pipeline
  • Machine-learning fraud risk scoring per charge
  • Custom rules engine (block/allow/review)
  • Manual review queue
  • Fraud and dispute trend dashboards
  • Network-level signals shared across Stripe merchants
  • 3D Secure triggering based on risk
  • No-code rule builder
  • Cross-processor transaction analytics
  • Authorization-rate and cost benchmarking
  • Chargeback and dispute monitoring
  • AI-assisted payments insights
  • BIN lookup add-on
  • Account updater add-on
  • Network tokenization add-on
  • Double-entry ledger for money movement
  • Automated payment reconciliation
  • Cash and balance reporting across connected bank accounts
  • Payment status and failure dashboards
  • Multi-rail support (ACH, wire, RTP, FedNow, check)
  • KYB/KYC and compliance workflows
  • Reporting API and webhooks

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