Carat alternatives

3 tools to consider instead of Carat, shown against it.

Carat Worldpay Dashboard Adyen Checkout.com
Vendor Fiserv Worldpay Adyen N.V. Checkout.com
Pricing model Quote only Quote only Usage-based Quote only
Free tier No No No No
Deployment Cloud Cloud Cloud Cloud
Open source No No No No
Best for Large omnichannel retailers on Fiserv's Carat platform needing consolidated multi-location payments reporting. SMB merchants on Worldpay who want built-in transaction reporting without a separate analytics tool. Merchants processing through Adyen who want built-in transaction and authorization analytics without a separate tool. Merchants processing through Checkout.com who want transparent Interchange++ cost reporting alongside processing.
Pricing

Bundled with a Carat processing agreement and negotiated per merchant; no public price list.

Pricing has not been verified yet — see the vendor's site.

Bundled with a Worldpay merchant processing account rather than sold separately; no standalone price published.

Pricing has not been verified yet — see the vendor's site.

Per-transaction pricing (fixed fee plus a payment-method-specific fee); no separate charge for analytics/reporting, which is bundled.

Per transaction $0.13 processing fee + payment-method fee

Prices read from the vendor's own page on September 21, 2026. Vendors change prices; check the source before you budget.

Flat-rate or Interchange++ pricing negotiated per merchant by business profile and risk category; no public per-transaction figures.

Pricing has not been verified yet — see the vendor's site.

Features
  • Omnichannel transaction reporting (in-store, online, mobile)
  • Deposit and funding-flow reconciliation
  • Interchange, service-charge and fee breakdowns
  • Chargeback tracking
  • Real-time risk-control alerts
  • Data-as-a-Service export to merchant's own cloud
  • Multi-location/segment performance views
  • Real-time transaction and settlement tracking
  • Card-type and sales breakdowns
  • Customer spending pattern visualization
  • Deposit and reconciliation reporting
  • Dispute/chargeback reporting
  • Customizable filters by region, method and time period
  • Self-service online portal
  • Real-time transaction and settlement reporting
  • Authorization-rate analytics and RevenueAccelerate recommendations
  • Chargeback and dispute reporting
  • Cross-channel (in-person + online) reporting
  • Reporting API and scheduled report exports
  • Custom dashboards in the Customer Area
  • Risk and fraud rule performance reporting
  • Authorization-rate monitoring and optimization
  • Interchange++ transparent cost breakdown per transaction
  • Transaction and settlement reporting dashboard
  • Chargeback and dispute reporting
  • Risk and fraud rule performance data
  • Reporting API
  • Multi-currency reconciliation reporting

In the index now