Empower Personal Dashboard alternatives

4 tools to consider instead of Empower Personal Dashboard, shown against it.

Empower Personal Dashboard Monarch Money Ghostfolio Tiller Quicken Simplifi
Vendor Empower (Empower Annuity Insurance Company of America) Monarch Money, Inc. Ghostfolio Tiller Money, Inc. Quicken Inc.
Pricing model Free Subscription Free tier + paid plans Subscription Subscription
Free tier Yes No Yes No No
Deployment Cloud Cloud Cloud, Self-hosted Cloud Cloud
Open source No No Yes (AGPL-3.0) No No
Best for Investment-focused households who want free portfolio and retirement analytics, with the option of paid managed advisory services. Individuals and couples who want one collaborative dashboard across many linked accounts and are willing to pay for an ad-free product. Investors who want open-source, privacy-controlled portfolio analytics and are comfortable choosing between self-hosting and a paid managed instance. Spreadsheet-comfortable users who want automated data feeds into a fully customizable budget workbook rather than a fixed app UI. People who want an ongoing, cloud-based spending plan and bill tracker without the complexity of desktop Quicken.
Pricing

The Personal Dashboard tools are free; Empower charges asset-based advisory fees only for clients who opt into its separate managed portfolio service.

Pricing has not been verified yet — see the vendor's site.

Paid subscription billed monthly or annually, with a short free trial and periodic first-year discount codes; no permanent free tier.

Pricing has not been verified yet — see the vendor's site.

Self-hosted core is free and open source; an official hosted 'Ghostfolio Premium' cloud plan is paid.

Pricing has not been verified yet — see the vendor's site.

Single annual subscription with a 30-day free trial and a money-back guarantee; no permanent free tier.

Tiller $99/year

Prices read from the vendor's own page on September 21, 2026. Vendors change prices; check the source before you budget.

Single subscription plan billed annually, frequently offered at a promotional first-year discount off the standard monthly-equivalent rate.

Simplifi $3.99/month billed annually (promotional), standard $6.99/month billed annually

Prices read from the vendor's own page on September 21, 2026. Vendors change prices; check the source before you budget.

Features
  • Linked bank, credit, loan, and investment account aggregation
  • Net worth and cash-flow tracking
  • Retirement planner with scenario projections
  • Investment checkup and asset-allocation analysis
  • Investment fee analyzer
  • Portfolio performance and holdings view
  • Budgeting and spending categorization
  • Linked bank, credit, loan, and investment account aggregation
  • Shared household budgets with multiple collaborators
  • Custom categories, rules, and tags
  • Net worth tracking over time
  • Goal tracking (savings, debt payoff)
  • Investment portfolio and holdings view
  • Recurring bill and subscription detection
  • Custom reports and cash-flow charts
  • Stock, ETF, and cryptocurrency portfolio tracking
  • Performance and time-weighted return metrics
  • Asset-allocation and sector/region exposure breakdowns
  • Investment fee-impact analysis
  • Self-hosted via Docker with PostgreSQL
  • Official hosted 'Ghostfolio Premium' cloud option
  • Multi-currency support
  • Data export
  • Automated daily transaction and balance feeds into Google Sheets or Excel
  • Prebuilt and community budgeting/net-worth templates
  • Full spreadsheet-level customization of categories and formulas
  • Linked bank, credit, and investment accounts
  • Net worth tracking over time
  • Multi-currency support
  • Data stays in the user's own Google or Microsoft account
  • Linked bank, credit, and investment account aggregation
  • Personalized spending plan and cash-flow projection
  • Bill tracking and upcoming-payment alerts
  • Customizable spending watchlists by category or merchant
  • Net worth tracking
  • Savings goal tracking
  • Multi-currency support

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