Pagos alternatives

3 tools to consider instead of Pagos, shown against it.

Pagos Stripe Sigma Adyen Checkout.com
Vendor Pagos, Inc. Stripe Adyen N.V. Checkout.com
Pricing model Free tier + paid plans Usage-based Usage-based Quote only
Free tier Yes No No No
Deployment Cloud Cloud Cloud Cloud
Open source No No No No
Best for Merchants running multiple payment processors who want one analytics view across all of them. Finance and analytics teams who want ad hoc SQL reporting on Stripe data without standing up a warehouse. Merchants processing through Adyen who want built-in transaction and authorization analytics without a separate tool. Merchants processing through Checkout.com who want transparent Interchange++ cost reporting alongside processing.
Pricing

Free tier for a single processor connection and limited monthly transactions; paid tiers add processor connections, volume and AI features.

Free $0/month
Growth $1,000/month
Enterprise custom

Prices read from the vendor's own page on September 21, 2026. Vendors change prices; check the source before you budget.

Monthly base fee scaled by successful-charge volume, plus a per-charge overage rate once the plan's included volume is exceeded.

Starter $10-15/month
Growth $60/month
Pro $225/month
Enterprise $450/month

Prices read from the vendor's own page on September 21, 2026. Vendors change prices; check the source before you budget.

Per-transaction pricing (fixed fee plus a payment-method-specific fee); no separate charge for analytics/reporting, which is bundled.

Per transaction $0.13 processing fee + payment-method fee

Prices read from the vendor's own page on September 21, 2026. Vendors change prices; check the source before you budget.

Flat-rate or Interchange++ pricing negotiated per merchant by business profile and risk category; no public per-transaction figures.

Pricing has not been verified yet — see the vendor's site.

Features
  • Cross-processor transaction analytics
  • Authorization-rate and cost benchmarking
  • Chargeback and dispute monitoring
  • AI-assisted payments insights
  • BIN lookup add-on
  • Account updater add-on
  • Network tokenization add-on
  • SQL query editor over live Stripe data
  • Prebuilt query templates for common reports
  • Scheduled reports and email delivery
  • Export to CSV and Google Sheets
  • Query history and saved queries
  • Access controls for who can run queries
  • Included free with Stripe Data Pipeline
  • Real-time transaction and settlement reporting
  • Authorization-rate analytics and RevenueAccelerate recommendations
  • Chargeback and dispute reporting
  • Cross-channel (in-person + online) reporting
  • Reporting API and scheduled report exports
  • Custom dashboards in the Customer Area
  • Risk and fraud rule performance reporting
  • Authorization-rate monitoring and optimization
  • Interchange++ transparent cost breakdown per transaction
  • Transaction and settlement reporting dashboard
  • Chargeback and dispute reporting
  • Risk and fraud rule performance data
  • Reporting API
  • Multi-currency reconciliation reporting

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