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nCino alternatives
3 tools to consider instead of nCino, shown against it.
| nCino | Abrigo | FICO Platform | Zest AI | |
|---|---|---|---|---|
| Vendor | nCino, Inc. | Abrigo | Fair Isaac Corporation (FICO) | Zest AI, Inc. |
| Pricing model | Quote only | Quote only | Quote only | Quote only |
| Free tier | No | No | No | No |
| Deployment | Cloud | Cloud, Self-hosted | Cloud | Cloud |
| Open source | No | No | No | No |
| Best for | Banks and credit unions consolidating loan origination and portfolio analytics onto one operating system. | Community banks and credit unions needing integrated CECL, BSA/AML and credit-risk tools. | Banks and lenders that want a single decisioning system spanning credit risk, fraud and customer engagement. | Banks and credit unions replacing traditional scorecards with explainable machine-learning underwriting models. |
| Pricing | Enterprise licensing negotiated per institution; no published rates. Pricing has not been verified yet — see the vendor's site. | Enterprise licensing by institution asset size and modules; not published. Pricing has not been verified yet — see the vendor's site. | Enterprise licensing negotiated per institution based on modules and transaction volume; no published rates. Checked on the vendor's own page on September 21, 2026: no prices are published. Expect to be quoted. | Enterprise licensing by lender size and model volume; not published. Pricing has not been verified yet — see the vendor's site. |
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