Adyen alternatives

3 tools to consider instead of Adyen, shown against it.

Adyen Stripe Sigma Checkout.com Pagos
Vendor Adyen N.V. Stripe Checkout.com Pagos, Inc.
Pricing model Usage-based Usage-based Quote only Free tier + paid plans
Free tier No No No Yes
Deployment Cloud Cloud Cloud Cloud
Open source No No No No
Best for Merchants processing through Adyen who want built-in transaction and authorization analytics without a separate tool. Finance and analytics teams who want ad hoc SQL reporting on Stripe data without standing up a warehouse. Merchants processing through Checkout.com who want transparent Interchange++ cost reporting alongside processing. Merchants running multiple payment processors who want one analytics view across all of them.
Pricing

Per-transaction pricing (fixed fee plus a payment-method-specific fee); no separate charge for analytics/reporting, which is bundled.

Per transaction $0.13 processing fee + payment-method fee

Prices read from the vendor's own page on September 21, 2026. Vendors change prices; check the source before you budget.

Monthly base fee scaled by successful-charge volume, plus a per-charge overage rate once the plan's included volume is exceeded.

Starter $10-15/month
Growth $60/month
Pro $225/month
Enterprise $450/month

Prices read from the vendor's own page on September 21, 2026. Vendors change prices; check the source before you budget.

Flat-rate or Interchange++ pricing negotiated per merchant by business profile and risk category; no public per-transaction figures.

Pricing has not been verified yet — see the vendor's site.

Free tier for a single processor connection and limited monthly transactions; paid tiers add processor connections, volume and AI features.

Free $0/month
Growth $1,000/month
Enterprise custom

Prices read from the vendor's own page on September 21, 2026. Vendors change prices; check the source before you budget.

Features
  • Real-time transaction and settlement reporting
  • Authorization-rate analytics and RevenueAccelerate recommendations
  • Chargeback and dispute reporting
  • Cross-channel (in-person + online) reporting
  • Reporting API and scheduled report exports
  • Custom dashboards in the Customer Area
  • Risk and fraud rule performance reporting
  • SQL query editor over live Stripe data
  • Prebuilt query templates for common reports
  • Scheduled reports and email delivery
  • Export to CSV and Google Sheets
  • Query history and saved queries
  • Access controls for who can run queries
  • Included free with Stripe Data Pipeline
  • Authorization-rate monitoring and optimization
  • Interchange++ transparent cost breakdown per transaction
  • Transaction and settlement reporting dashboard
  • Chargeback and dispute reporting
  • Risk and fraud rule performance data
  • Reporting API
  • Multi-currency reconciliation reporting
  • Cross-processor transaction analytics
  • Authorization-rate and cost benchmarking
  • Chargeback and dispute monitoring
  • AI-assisted payments insights
  • BIN lookup add-on
  • Account updater add-on
  • Network tokenization add-on

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